Terms and Conditions
Last updated: January 15, 2025
Welcome to Norynto. By accessing and using this website, you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website.
1. Use of the website
This website provides educational information about personal finance and government programs available in Panama. You agree to use this site only for lawful purposes and in a manner that does not infringe the rights of third parties or restrict or inhibit the use of the site by others.
2. Intellectual property
All content on this website, including text, graphics, logos, images, and software, is the property of Norynto S.A. or its content providers and is protected by Panamanian and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
3. Disclaimer
Norynto does not provide financial, investment, or legal advice. All information on this website is for educational and informational purposes only. We are not responsible for any financial decisions you make based on the information provided on this site. We recommend consulting with qualified professionals before making any significant financial decisions.
4. Accuracy of information
We make reasonable efforts to ensure that the information on our website is accurate and up-to-date. However, we do not guarantee the accuracy, completeness, or timeliness of any information. Information may change without notice.
5. Third-party links
Our website may contain links to third-party websites. We have no control over the content, privacy policies, or practices of these sites and assume no responsibility for them. Access to these links is at your own risk.
6. Limitation of liability
To the maximum extent permitted by law, Norynto S.A. shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this website or its content.
7. Modifications
We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately after publication on the website. Your continued use of the site after any modification constitutes your acceptance of the new terms.
8. Applicable law
These Terms and Conditions are governed by the laws of the Republic of Panama. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Panama.
9. Contact
If you have questions about these Terms and Conditions, contact us at: Norynto S.A., 50th Street, Centro Financiero Building, 15th Floor, Panama City, Panama. Email: info@norynto.com. Phone: +507 800-0000.